Products & rating
Configure products, lines, covers, risks, premiums, taxes, fees, commissions and business rules.
Product Factory
Non-life insurance core · CIMA region
Surelia Assurance, the non-life core for running P&C insurance across the CIMA region.
Built for insurance companies, mutuals, groups and networks, Surelia covers the non-life cycle end to end: product factory, rating, underwriting, policies, billing, payments, claims, reinsurance, digital distribution, operational compliance and analytics.
- Non-life / P&C
- Claims
- Reinsurance
- Billing
- Digital payments
- Distribution APIs
- CIMA compliance
- Data & Analytics
Example dashboard — illustrative data.
Companies
Mutuals
Groups
Brokers
Networks
Reinsurers
A business platform
Non-life operations under one steering logic.
From product configuration to collection, from quote to claims inventory, from reinsurance cession to technical account — Surelia Assurance makes operational sequences readable, traced and usable day to day.
Quotes & underwriting
Structure quote journeys, rating simulation, technical validation and policy issuance.
Quotes & UnderwritingPolicies & portfolio
Track policies, transactions, endorsements, renewals, cancellations and the active portfolio, with full traceability.
PlatformBilling & payments
Connect premium notices, premiums, collections, arrears, mobile money, card payments and payment gateways.
Digital paymentsClaims
Structure opening, covers, reserves, settlements, recoveries, inventories, loss adjusters and garages.
ClaimsReinsurance
Treaties, cessions, facultatives, XOL, cash-loss, recoveries and integrated technical accounts.
ReinsuranceDistribution & APIs
Expose your products across every channel through portals, ready-to-use APIs and partner journeys.
Distribution & APIsData & Analytics
Turn production, premiums, claims, reinsurance, payments and commissions into decision indicators.
Insurance Intelligence
Three differentiating pillars
Claims, reinsurance and data at the heart of the value proposition.
Claims management
Claims handling that is structured and traceable.
Surelia Assurance structures the claim cycle end to end: opening the file, qualifying the parties, attaching the covers, assessing reserves, approving and organising settlements.
- Visibility over file, parties and commitments
- Tracking of reserves, settlements and recoveries
- Coordination of loss adjusters, garages and service providers
- Claims reporting and inventories
Reinsurance
Reinsurance built into business steering.
Treaties, cessions, facultatives, XOL, recoveries, technical accounts and cash-loss: reinsurance stays connected to underwriting, claims and technical accounting operations.
- Proportional & non-proportional treaties
- Facultative placements by risk or cover
- Claims recoveries and cash-loss
- SOAs, panels and technical accounts
Insurance Intelligence
Operational data that supports decisions.
Insurance Intelligence for Africa rests on a simple idea: making insurance data readable, reliable and useful for decisions. Production, premiums, claims, reinsurance, digital payments, collections and commissions consolidated into a single framework.
- Portfolio & production indicators
- Claims cost and settlements
- Reinsurance cessions and recoveries
- Digital conversion and payments by channel
86,412
Active portfolio
2,184
Open claims
94.2%
Premium notices collected
38
Active treaties
Non-life lines
Configurable coverage of the main P&C lines.
Surelia Assurance supports the main non-life lines of CIMA markets, with coverage you configure around your products, covers, risks, rating rules and underwriting journeys.
Motor & Fleet
Quotes, vehicles, CIMA/ECOWAS certificates, covers, policies, premium notices, claims and fleet movements.
P&CHome & Property
Household risks, contents sums insured, covers, clauses, premiums, home claims and settlements.
P&CFire & Property damage
Building fire, material damage, commercial risks, sums insured, covers, claims and related reinsurance.
P&CLiability
Professional, public, product liability, and commercial, industrial and specialty risks.
P&CCommercial & industrial risks
Sites, sums insured, complex covers, industrial fire, business interruption where enabled, major claims and cessions.
P&CMarine, Transport & Cargo
Goods in transit, marine cargo, covers, claims, recoveries and reinsurance.
P&CTravel & Tourism
Travel products, zones, durations, covers, assistance and related claims.
P&CAccident & Assistance
Accident journeys, covers, beneficiaries, benefits, settlements and reporting.
Non-life
Digital distribution
Distribute your non-life products across every channel.
Surelia Assurance provides portals and ready-to-use APIs to expose your products, simulate a premium, create a quote, underwrite, generate documents and connect payment according to your partners and countries of operation.
Distribution APIs
Product catalogue, rating simulation, quotes, underwriting, documents, portfolio and claims through business APIs.
Explore the APIsDigital payments
Connection to mobile money, card payments, payment links and gateways, depending on your partners.
Digital paymentsEvery channel
Website, mobile app, broker portal, agent, aggregator, bancassurance, call centre and affinity partners.
Portals & partners
Next step
Talk to a Surelia expert.
A first demo frames your non-life priorities, your P&C lines, your digital distribution strategy and the modules to evaluate.