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Claims management

Structure claims handling end to end.

Surelia Assurance follows the claim file through its full cycle: opening, qualification of the parties, mobilisation of covers, reserve assessment, validation, settlement, recovery and inventory.

Audience
Claims department · Finance · Executive
Domain
Claims management & linked reinsurance
Coverage
Opening · reserves · settlements · recoveries
Operational visibility

Give claims teams real visibility.

Claims handling is a decision journey: notify, qualify, attach the covers, assess, reserve, settle, follow recoveries and produce statements.

Surelia values operational visibility over mere data entry — every decision is tracked, justified and usable for business steering.

NOTIFICATION OPENING COVERS ASSESSMENT RESERVES VALIDATION SETTLEMENT RECOVERY REINSURANCE REINS. REC. REPORTING · INVENTORY
Multichannel notification · FNOL

A first notice of loss handled from every channel.

Surelia structures the first notice of loss (FNOL) across several channels: back office, intermediary portal, call centre, API, partner or assisted notification. The information is qualified, attached to the policy and routed to the right handling path.

Back office

Full capture by the handler, with automatic attachment to the policy.

Intermediary portal

Notification by a broker, agent or introducer, with attachments.

Call centre

Assisted journey with fast qualification and later completion.

API / partner

Notification from a digital channel, aggregator or affinity partner.

Handler workbench

A single workbench to track files, tasks and decisions.

File assignment

Automatic or manual assignment rules based on skills.

Tasks & deadlines

Workflow, due dates, alerts and prioritisation.

Missing documents

Requests for additional documents, tracking of documentary completeness.

Reserves

Movements, approvals, history and accounting impacts.

Settlement decisions

Approval, payment orders, controls, signatures.

Recoveries

Liable third parties, subrogation, recovery tracking.

Alerts & controls

Detection of inconsistencies, duplicates and limit breaches.

Reinsurance link

Identification of the ceded file, notification to the reinsurer.

Commitments & finances

Connect files, covers, reserves and settlements.

Reserves and settlements are critical for claims and finance departments. Surelia structures the commitments, the stakeholders and the associated financial outflows.

Claim file

Identification, period, policy link and full history.

Stakeholders

Policyholders, victims, third parties, loss adjusters, garages and service providers.

Covers & reserves

Mobilisation of covers, assessment, technical reserves.

Settlements

Expenses, orders, payment methods, cancellations and vouchers.

Traceability

Strengthen traceability across handling.

Claims decisions are tracked, justified and usable. The platform brings operational control, partner coordination and claims reporting.

  • Task workflow · creation, assignment, approval, closure
  • Documents · documents, templates, loss adjuster reports
  • Partner coordination · loss adjusters, connected / offline garages
  • Reporting · inventory, statements and claims indicators
A differentiating pillar

“Claims management is not just a data-entry module. It is a decision journey where every reserve, every settlement and every recovery commits the insurer.”

Next step

See how Surelia structures claims handling.