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Distribution APIs

Ready-to-use APIs to distribute your non-life products across every channel.

Surelia Assurance exposes the key capabilities of the non-life core through business APIs: product catalogue, rating simulation, quotes, underwriting, documents, payment, portfolio and claims — connecting websites, mobile apps, portals, aggregators, partners and networks.

Audience
Executive · IT · Distribution · Digital
Channels
Web · Mobile · Broker · Agent · Aggregator · Bancassurance
Scope
Catalogue · Rating · Quotes · Underwriting · Payment · Claims
Omnichannel distribution

Connect the insurance core to every one of your sales channels.

Your non-life products can be distributed through many entry points: the company website, a mobile app, a broker or agent portal, a call centre, bancassurance, an aggregator, a marketplace or an affinity partner. Surelia provides the business APIs needed to keep the same product repository, the same rating rules and the same operational traceability.

Company website

Public or logged-in customer journey with catalogue, quote, underwriting and payment.

Mobile application

Native or hybrid app consuming Surelia APIs to sell and manage the portfolio.

Broker / agent portal

Network workspace covering quotes, portfolio, arrears and bordereaux.

Call centre

Assisted journey with partial capture and completion through APIs.

Bancassurance

Integration with the banking system to distribute non-life products.

Aggregator

Comparison sites and third-party platforms consuming the product catalogue.

Marketplace

Partner platforms exposing insurance products through Surelia.

Affinity partners

Embedded insurance inside non-insurance journeys (mobility, travel…).

API families

Nine ready-to-use business API families.

Each family exposes a specific business capability of the Surelia core, governed by product rules, permissions and operational traceability.

Product catalogue

Expose the products, lines, covers, options and terms available for each channel and profile.

Catalogue

Rating simulation

Calculate a premium from risk data and the active rules — indicative or final.

Rating

Quotes

Create, save, amend, validate or convert a quote according to your business journeys.

Production

Underwriting

Issue a policy according to business rules, statuses and channel permissions.

Production

Payment

Connect the journey to mobile money, card payment, a payment link or a partner gateway.

Payments

Documents

Generate policy documents, premium notices, certificates, receipts or contractual documents from configured templates.

Documents

Portfolio

View policies, statuses, premium notices and customer information according to permissions.

Operations

Claims

Report a claim, upload documents and track statuses from the customer or partner channel.

Claims

Network

Manage intermediaries, activity, bordereaux, commissions and permissions through dedicated APIs.

Distribution
Governance & business security

APIs governed by Surelia rules.

The APIs remain governed by Surelia rules: permissions, profiles, authorised products, enabled channels, underwriting controls, statuses, logging and operational traceability.

  • Authentication & tokens · secure access per channel and partner
  • Business permissions · authorised products, transactions, channels and territories
  • Underwriting controls · technical rules and exclusions applied
  • Logging · traceability of calls and business operations
Why business APIs?

The core stays the source of truth.

Surelia lets the insurer distribute its products without replicating business logic in every channel: the core remains the source of truth, and the APIs make that logic consumable by digital journeys.

The result: less product drift, less rating drift, and less gap between what is sold and what is administered in the back office.

Next step

Explore the Surelia distribution APIs.

Let's talk about your target digital channels, your partners and your online sales journeys.