Structure non-life underwriting decisions.
Surelia Assurance supports technical teams in risk assessment, underwriting controls, approvals, documents, limits, exclusions, loadings and accept-or-decline decisions.
A decision framework that is readable and traceable.
From qualified quote to acceptance, the technical team steers risk assessment, eligibility, documents, limits and loadings within a shared operational framework.
Every file keeps its history: rules applied, decisions, approvals, supporting documents and escalation steps.
Capabilities structured by the core.
The underwriting engine combines risk data, rules, controls and workflow to route each file to the right handling path.
Risk data
Characteristics by non-life line, sums insured, deductibles, limits.
Eligibility controls
Acceptance rules, dependencies, incompatible covers, exclusions.
Workflow
Automatic or manual acceptance, approval steps, escalations.
Limits & loadings
Sub-limits, deductibles, loadings, special terms.
Supporting documents
Document collection, completeness checks, templates, archiving.
Traced decisions
History of the rules applied, justifications, signatories, audit.
Communication
File notifications, requests for further information, acknowledgements and agreements.
Conversion to policy
Policy issuance, premium notice generation and the link to billing.
Clear statuses for every file.
Incomplete
Missing documents or data.
Under review
Eligibility rules applied.
Escalated
Expert or management approval.
Accepted
Final terms agreed, policy ready.
Declined
Reason traced, justification archived.