Structure fire and property damage insurance.
Surelia Assurance supports non-life insurers in managing fire and property damage products: risk identification, sums insured, covers, clauses, premiums, claims, loss adjusting, settlements and related reinsurance.
Configure your fire products.
Configure fire products, covers, sums insured, deductibles, clauses and risk characteristics according to your offers and your underwriting practice.
- Buildings · construction, floor area, use, value
- Contents / furnishings · sums insured, inventories
- Business interruption · where the product is enabled
- Machinery breakdown · where the product is enabled
- Industrial risks · specific scopes and sums insured
Connect risk data to rating rules.
Connect risk data to rating rules: type of building, use, activity, sums insured, covers, exclusions, loadings, discounts and technical terms.
Product consistency
Rating rules are governed at product level to keep quotes, policies and settlements consistent.
Track fire claims from file to settlement.
Track fire files from opening to settlement: notification, covers mobilised, loss adjusting, reserves, documents, settlements, recoveries and inventories.
Notification
Opening the file, identifying the parties and quickly qualifying the loss.
Loss adjusting
Adjuster appointment, report, damage assessment and coordination with service providers.
Reserves & settlements
Mobilising covers, assessing reserves and organising settlements.
Recoveries & inventories
Tracking recoveries, recovered amounts and consolidation into claims inventories.
Connect fire risks to cessions and treaties.
Fire and property damage risks can be connected to cessions, treaties, facultatives, XOL, recoveries and technical accounts, according to the programmes you have enabled.
- Proportional treaties · automatic cession by programme
- Facultatives · placement by risk, extended capacity
- XOL · protection against major losses
- Technical accounts · tracking by reinsurer and period
“Fire & property damage covers building risks, sums insured, covers, claims, loss adjusting, settlements and related reinsurance.”
Evaluate Surelia on your fire and property damage products.
Let's walk through your fire catalogue and explore how Surelia structures your non-life journeys.